The Andever Group Legal Disclosures

TERMS & CONDITIONS

Last Updated: November 4, 2025

Please read these Terms & Conditions (the “Terms”or this “Agreement”) carefully before using this website.

By accessing or using the website located at www.andevergroup.com (the “Website”) and any relatedmobile site, applications, or services we control (collectively, the “Services”),you agree to be bound by these Terms and our Privacy Policy (together,the “Agreement”). If you do not agree, do not use the Services.

These Terms are between you and The Andever Group, LLC("Andever," “Company,” “we,” “us,” or “our”).The term “you” refers to any visitor, user, or customer.

1) CHANGES TO THESE TERMS

We may update these Terms from time to time. Changes areeffective when posted to the Website or otherwise communicated to you. Your continued use of the Services after changes become effective constitutes acceptance.

2) ELIGIBILITY & ACCOUNTS

Eligibility. You must be at least 18 years old (or the age of majority in your jurisdiction) to use the Services. Our Services are not directed to children under 13 and we do not knowingly collect personal information from children under 13. If you are under 13, do not use the Services.

Account Security. If you create an account, you are responsible for maintaining the confidentiality of your login credentials and for all activities under your account. Notify us immediately of any unauthorized use. We are not liable for loss or damage arising from your failure to keep credentials secure.

Note: If your organization enables or provisions youraccess, you represent that you are authorized to bind that organization to these Terms and references to “you” include that organization.

3) ACCEPTABLE USE

You agree that you will not:

Violate any applicable law or regulation;

1. Upload or transmit malware or other harmful code;
2. Access or scrape the Services using automated means without permission;
3. Infringe or misappropriate the intellectual property, privacy, or other rights of others;
4. Impersonate any person or entity or misrepresent your affiliation;
5. Interfere with or disrupt the operation or security of the Services;
6. Use the Services to publish unlawful, defamatory, obscene, harassing, hateful, or otherwise objectionable content; or
7. Attempt to circumvent, reverse‑engineer, or probe the Services or related systems.
8. We may suspend or terminate access for any actual orsuspected violation of these Terms.
   

4) INTELLECTUAL PROPERTY

The Services and all content we provide (text, images,logos, graphics, audio, video, software, and other materials) are owned by Andever or its licensors and are protected by intellectual property laws.
Except as expressly allowed in these Terms, you may not use, copy, reproduce, modify, distribute, display, perform, or create derivative works from the Services or content.

Limited License. Subject to your compliance withthese Terms, we grant you a limited, revocable, non‑exclusive, non‑transferable license to access and use the Services for your personal or internal business purposes.

User Content. If you submit or upload content (“UserContent”), you retain ownership of your content. You grant Andever a worldwide, non‑exclusive, royalty‑free license to host, store, reproduce, display, perform, and otherwise use your User Content solely to operate, improve, and provide the Services and as otherwise described in the Privacy Policy. You represent and warrant that you own or have the necessary rights to your User Content and that your User Content does not violate applicable law or the rights of any third party.

5) DMCA COPYRIGHT POLICY

We respect intellectual property rights and respond tonotices of alleged infringement consistent with the Digital MillenniumCopyright Act (DMCA), 17 U.S.C. §512. If you believe material on theServices infringes your copyright, you may submit a notice containing the information required by 17 U.S.C. §512(c)(3) to our designated agent:

DMCA Agent
The Andever Group, LLC
30 S 15th St, Ste 1550 #604833
Philadelphia, PA 19102‑4806
Email: support@andevergroup.com
Telephone: 484-275-0919

Upon receipt of a compliant notice, we may remove or disableaccess to the material and notify the user who posted it. If your content was removed and you believe it is not infringing, you may submit a counter‑notification as permitted by the DMCA.

6) ELECTRONIC COMMUNICATIONS & E‑SIGN CONSENT

By using the Services, you consent to receive communicationsfrom us electronically (e.g., emails, in‑product messages). You agree such communications satisfy any legal requirements that communications be in writing, to the extent permitted by law. If we enable electronic signatures or records, you acknowledge and agree that your electronic consent has the same force and effect as a handwritten signature, subject to your rights under applicable E‑SIGN and state e‑signature laws. You may withdraw consentas described in our communications; withdrawal may limit your ability to use certain features.

7) PURCHASES; SUBSCRIPTIONS; TRIALS

If you purchase products, services, subscriptions, or eventregistrations:

Fees & Billing. Prices are as listed at checkout unless otherwise agreed in writing. You authorize us and our payment processors to charge your designated payment method for all amounts due. Taxes may apply.

Auto‑Renewal. Subscriptions renew automatically at the then‑current rate unless canceled before the renewal date in your account settings or by contacting us within the notice window stated at purchase.

Refunds. Due to the customized and professional nature of consulting and advisory services, all deposits are non‑refundable and no refunds will be
provided for services rendered, partially or fully, once work has begun.

8) THIRD‑PARTY SERVICES & LINKS

The Services may link to or integrate with third‑partywebsites, platforms, or tools. We are not responsible for third‑party content, products, or practices. Your use of third‑party services is at your own risk and may be governed by separate terms and privacy policies.

9) PRIVACY

Use of the Services is governed by our Privacy Policy(see https://www.andevergroup.com?open=privacy-policy). Depending on where users are located, additional notices or rights under state privacy laws may apply (e.g., California, Colorado, Virginia, Connecticut, Utah, Texas, Delaware). We honor legally required signals and processes where applicable and feasible.

10) DISCLAIMERS

THE SERVICES AND ALL CONTENT ARE PROVIDED “AS IS” AND“AS AVAILABLE.” EXCEPT AS PROHIBITED BY LAW, WE DISCLAIM ALL WARRANTIES,EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON‑INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, SECURE, OR ERROR‑FREE.

11) LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT WILLANDEVER BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR BUSINESS INTERRUPTION, ARISING OUT OF OR RELATED TO THE SERVICES OR THESE TERMS, WHETHER BASED IN CONTRACT, TORT, STRICT LIABILITY, OR OTHER THEORY, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

TO THE EXTENT LIABILITY CANNOT BE EXCLUDED, OUR AGGREGATELIABILITY FOR ALL CLAIMS RELATING TO THE SERVICES SHALL NOT EXCEED THE GREATER
OF US $500 OR THE AMOUNTS PAID BY YOU TO ANDEVER FOR THE SERVICES GIVINGRISE TO THE CLAIM IN THE SIX (6) MONTHS PRECEDING THE EVENT GIVING RISE TO LIABILITY.

Some jurisdictions do not allow certain limitations; in suchcases, the limitations apply to the fullest extent permitted by law.

12) INDEMNIFICATION

You will indemnify, defend, and hold harmless Andever, itsaffiliates, and their respective officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or related to: (a) your use of the Services; (b) your violation of these Terms; or (c) your User Content.

13) GOVERNING LAW; VENUE

These Terms are governed by the laws of the Commonwealthof Pennsylvania, without regard to conflict‑of‑law principles. Subject tothe Arbitration section below, the state and federal courts located in NorthamptonCounty, Pennsylvania shall have exclusive jurisdiction over disputes thatare not subject to arbitration, and you consent to personal jurisdiction and venue in those courts.

14) BINDING ARBITRATION; CLASS‑ACTION WAIVER

Please read this section carefully. It affects your rights.

Agreement to Arbitrate. Except for (i) individual claims in small‑claims court in Northampton County, and (ii) claims seeking only injunctive relief for alleged IP infringement or misuse of confidential information, any dispute, claim, or controversy between you and Andever arising out of or relating to these Terms or the Services will be resolved by binding arbitration administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules (including, if applicable, the Consumer Arbitration Rules). The arbitration will be conducted by a single arbitrator in Northampton County, Pennsylvania, unless the AAA rules or applicable law require a different location or permit remote proceedings.

Class‑Action Waiver. You and Andever agree that each may bring claims only in an individual capacity and not as a plaintiff or class member in any purported class or representative proceeding. The arbitrator may not consolidate claims of more than one person or otherwise preside over any form of representative or class proceeding.

Opt‑Out. You may opt out of this arbitration agreement by sending written notice to support@andevergroup.com within 30 days of your first use of the Services after the effective date above. Opting out will not affect other provisions of these Terms.

Severability. If the class‑action waiver is found unenforceable, this entire Arbitration section is void and disputes will be resolved in court.

15) INTERNATIONAL USE

We operate the Services from the United States and make norepresentation that they are appropriate or available elsewhere. If you access the Services from other jurisdictions, you do so at your own risk and are responsible for compliance with local laws. Personal data you provide may be processed in the U.S. and other locations.

16) TERMINATION

We may suspend or terminate your access to the Services at any time, with or without cause or notice. You may stop using the Services at any time. Sections that by their nature should survive termination will survive (including, without limitation, Sections 4–15 and 17–20).

17) FORCE MAJEURE

We are not liable for any delay or failure in performance due to events beyond our reasonable control, including acts of God, pandemics, labor disputes, supply shortages, utilities or communications failures, or government actions.

18) NOTICES

We may provide notices to you via email, in‑product messages, or by posting to the Website. You may provide legal notices to us at:
The Andever Group, LLC
30 S 15th St, Ste 1550 #604833
Philadelphia, PA 19102‑4806
Email: support@andevergroup.com

19) GENERAL
Severability. If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions will remain in full force and effect.

No Waiver. Our failure to enforce a provision is not a waiver of our right to do so later.

Assignment. You may not assign or transfer your rights or obligations under these
Terms without our prior written consent. We may assign these Terms without restriction.

Entire Agreement. These Terms and the Privacy Policy constitute the entire agreement between you and Andever regarding the Services and supersede
prior or contemporaneous agreements on the subject matter.

Headings. Headings are for convenience only.

20) CONTACT US

Questions about these Terms?
The Andever Group, LLC
30 S 15th St, Ste 1550 #604833
Philadelphia, PA 19102‑4806
Email: support@andevergroup.com
Website: www.andevergroup.com

The information on this website is provided for general informational purposes only. It does not constitute professional legal, financial, or human resources advice. Reliance on any information from this website is at your own risk.

No guarantees are made regarding business outcomes, results, or performance from the use of our services or information provided on this site.

Representation or Warranties Disclaimer. The information on www.illumine.group or www.andevergroup.com is “as is” and makes no representations or warranties, express or implied, with respect to the content provided on this website or on any third-party website which may be accessed by a link from this Web site, including any representations or warranties as to accuracy, timeliness, or completeness. The Andever Group, LLC. will not be liable for any losses, injuries, or damages from the display or use of this information.

Omissions, Errors, or Mistakes Disclaimer. All information on this website is accurate and true to the best of The Andever Group’s knowledge, but that there may be omissions, errors or mistakes. The Andever Group, LLC. is not liable for any damages due to any errors or omissions on the website, delay or denial of any products, failure of performance of any kind, interruption in the operation and your use of the website, website attacks including computer virus, hacking of information, and any other system failures or misuse of information or products.

Product/Service Recommendations. The Andeer Group, LLC does not write sponsored posts or accept free products for review. All thoughts and opinions written by The Andever Group is our own. Any links on this website have been purchased The Andever Group and The Andever Group uses it and thinks it’s high quality.

All materials on this website, including but not limited to text, images, graphics, logos, and videos, are the intellectual property of The Andever Group, LLC unless otherwise stated.

No content may be copied, distributed, republished, or used for commercial purposes without our prior written consent.

If you believe your copyrighted work is used on this website without authorization, please contact us at support@andevergroup.com.

The Andever Group is committed to ensuring digital accessibility for all users, including individuals with disabilities. We are continually improving the user experience for everyone and applying relevant accessibility standards.

If you experience any accessibility barriers on our website, please contact us at support@andevergroup.com.

The website is operated by The Andever Group, LLC, a limited liability company organized under the laws of the State of Pennsylvania.

The Andever Group may operate under brand names including, but not limited to: Oxford Rose Collective , Lyon Hill Leadership, Sun Up Team Support, and Roar & Reason Podcast.

If you have any questions about our brands or the brand pages linked on our website, please contact us at support@andevergroup.com.